Student Loan Forgiveness
Student Loan Consolidation
Student Loan Consolidation
Student Loan Forgiveness is available now to millions of students. Begin your loan evaluation to see if you qualify.
Student Loan Consolidation
Student Loan Consolidation
Student Loan Consolidation
Consolidating your student loans can save you tens of thousands of dollars over the life of your loans. Call us now for more details.
Biden Loan Forgiveness
Student Loan Consolidation
Biden Loan Forgiveness
New Loan Forgiveness Programs and Income-Driven Laws were signed by President Biden and are now available to millions of Americans. Start your loan evaluation now to see if you qualify.
Disability Discharge
Defaulted Loan Assistance
Biden Loan Forgiveness
Individuals with certain Disabilities qualify for complete and total Student Loan Forgiveness. Contact us today to see if you qualify.
Teacher Loan Forgiveness
Defaulted Loan Assistance
Defaulted Loan Assistance
Teachers can be eligible for up to $17,500 in student loan forgiveness after 5 years of teaching. Call us now to see if you qualify.
Defaulted Loan Assistance
Defaulted Loan Assistance
Defaulted Loan Assistance
Loan assistance is available to those that are in Defaulted Status. Call us today to see exactly what can be done to get you back on track.
Public Service Loan Forgiveness
The Public Service Loan Forgiveness program (PSLF) offers complete loan forgiveness to those who work in the public sector. This includes non-profit employees, Peace Corps volunteers, public school teachers and staff, and government employees to name a few.
How much in loan forgiveness can I receive from Public Service Loan Forgiveness?
In the Public Service Loan Forgiveness program, you may qualify for complete student loan forgiveness after 10 years or 120 payments instead of the standard 20-25 year forgiveness. Plus, there is no dollar cap on the amount of money that you can have forgiven through PSLF. Any qualifying loan balance that remains after 10 years is forgiven in its entirety. Best of all, the IRS does not view the forgiven debt as taxable income.
Who is eligible for Public Service Loan Forgiveness?
The PSLF program cares more about who you work for rather than what you do. To qualify, you must work or volunteer for one of the following:
- A government organization at any level
- A tax-exempt 501(c)(3) not-for-profit organization
- A not-for-profit organization that provides qualifying public services
- Working full-time
Program participants must also work full-time. You are considered a full-time worker if your employer considers you a full-time employee or if you work a minimum of 30 hours per week, whichever is greater. You must also be paying in an income-driven repayment plan to qualify. The Public Service Loan Forgiveness program forgives any non-defaulted loan borrowed under the William D. Ford Federal Direct Loan Program.
